SBA Business Valuations

Yes. We prepare SBA-compliant business valuations for clients in all 50 states. We regularly work with buyers, lenders, and advisors across the country and ensure every report meets current SBA requirements.

A report prepared by a qualified, independent third party that meets SBA SOP 50 10 8 requirements.

If the transaction involves a change of ownership, a related party, or total asset value (less real estate/equipment) exceeds $250,000.

Only a qualified and independent valuation firm with relevant credentials and experience—like BGH Valuation.

Standard turnaround is 10-14 days; rush options available in as little as 5 days.

Financial statements, tax returns, LOI or PA, company background, ownership details, and management access.

We use all three valuation approaches, provide defensible reports, and meet SOP 50 10 8 standards.

Yes. Our valuations are fully compliant with SBA SOP 50 10 8 (effective June 1, 2025), and performed by qualified, independent professionals. We apply all required valuation methods and provide documentation that satisfies lender and SBA expectations.

Yes. The cost of valuation can be passed to the borrower.

Yes. We clearly define the scope and method based on sale type.

Yes. We coordinate with all stakeholders as part of our valuation process.

Yes, depending on funding, industry, and forecast data availability.

A Quality of Earnings (QoE) report evaluates the reliability and sustainability of a business’s earnings through independent financial due diligence. Under SOP 50 10 8.1, a QoE is required for SBA 7(a) Initial Acquisition and Business Expansion transactions with a Business Purchase Price of $3 million or greater.

Yes. BGH Valuation Services provides both QoE reports and SBA business valuations under a single engagement, with one data request to the borrower and consistent earnings across both reports.