SBA Business Valuations

Certified Business Valuations

SBA requires a qualified source to perform the SBA valuation, that’s us!

Several years ago the Small Business Administration (SBA) included provisions in its Standard Operating Procedures (SOP) that required an independent business valuation (appraisal) from a qualified source under certain circumstances. Here is the current version of these provisions, SBA SOP 50 10 8, effective June 1, 2025.

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When Do You Need An Independent Business Valuation?

Key word is Change of Ownership

If the amount being financed (including any 7(a), 504, seller, or other financing) minus the appraised value of real estate and/or equipment is greater than $250,000

If there is a close relationship between the buyer and seller (for example, transactions between family members or business partners)

Why Choose BGH Valuation

    

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NACVA Certified &
SBA SOP Compliant

Our reports meet the highest industry and regulatory standards used in legal, financial, and tax-related transactions.

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1-on-1 Guidance from Certified Valuation Experts

Speak directly with professionals who understand valuations ensuring clear answers, responsive communication, and expert insight from start to finish.

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2,000+ Valuations Across
100+ Industries

With deep experience in over 100 sectors, we deliver accurate, defensible valuations tailored to each company’s unique structure, size, and purpose.

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Licensed in
All 50 States

We support clients nationwide with consistent, defensible valuation work no matter where the company, owners, or transaction is located.

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Custom-Built Reports, Never From a Template

We tailor each valuation to your financials, market, and purpose whether for litigation, M&A, or compliance.

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Fast Turnaround Without Cutting Corners

We deliver high-quality reports on your timeline, with clear communication at every step.

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Independent, Unbiased, and Fully Confidential

Our only obligation is to you no outside agendas, no conflicts of interest, ever.

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Competitive
Pricing

Clear, scope-based pricing upfront and predictable, with no surprise add-ons.

Our SBA Business Valuation Process

Our SBA Business Valuation Process

    

Engage

  1. Discuss engagement with client
  2. Agree on terms (price and turnaround time)
  3. Retain
  4. Sign electronic engagement letter

Prepare

  1. Upload documents to a share-drive
  2. Gather Company background data
  3. Conduct industry and economic research
  4. Management interviews

Analyze

  1. Financial data
  2. Assess all methods of valuation (Asset, Market, and Income approach)
  3. Identify the most appropriate method
  4. Conduct valuation with supporting analysis

Finalize

  1. Send draft report to Lender
  2. Finalize invoice

Delivery

Send Final Report to Lender

Important Key Information
Relating to SBA Valuations

The business valuation must be requested by and prepared for the lender

A qualified source must perform the valuation (THATS US!)

A current business valuation (not to include any real estate) by an independent third party hired by the Lender with proven experience in business valuations (Our team has completed over 2,000 business valuations for acquisitions!).

The scope of work in the business valuation must state if the transaction is a stock or asset sale

The cost of the valuation may be passed on to the Small Business Applicant

Any amount in excess of the business valuation may not be financed with the SBA guaranteed loan

SBA 7(a) loan proceeds used to purchase business assets or interest need to result in complete (100%) change of ownership

Get Started

If you need an independent business valuation for SBA financing, a change in ownership, or a transaction between related parties, schedule a confidential consultation to discuss your needs.

SBA Business Valuation FAQs

Do You Provide SBA Business Valuations Nationwide?

What Is an SBA-Compliant Valuation?

When Is an SBA Business Valuation Required?

Who Can Perform an SBA Business Valuation?

How Fast Can You Deliver an SBA Valuation?

What Documents Are Required?

What Makes You SBA-Compliant?

Are Your SBA Valuations Prepared According to the Latest SBA SOP Requirements?

Can SBA Applicants Pay for the Valuation?

Do You Handle Asset Sales and Stock Sales?

Can You Work with Lenders or Buyers Directly?

Do You Offer Valuations for Startups or Pre-Revenue Businesses?